A growing residential mortgage company is seeking a Senior Underwriter to join our expanding team. We combine personalized service with modern lending technology to deliver fast, transparent, and reliable mortgage solutions to our community.

Key Responsibilities

• Review and underwrite mortgage loan applications, including conventional, FHA, VA, jumbo, and non-QM files
• Analyze income, assets, credit, and collateral documentation to determine eligibility
• Issue clear and accurate underwriting conditions and decision summaries
• Ensure full compliance with investor, federal, and state lending regulations
• Work closely with processors and loan officers to resolve file issues and meet turn-time expectations
• Provide guidance to team members and support internal quality control efforts
• Communicate with Cantonese- or Mandarin-speaking clients as needed to clarify documentation or loan requirements

Qualifications

• 3-5+ years of mortgage underwriting experience (senior-level preferred)
• Strong knowledge of Fannie Mae, Freddie Mac, FHA, VA, and non-QM guidelines
• Experience with automated underwriting systems
• High accuracy in assessing credit, income, assets, and property documentation
• Excellent verbal and written communication skills
• Ability to work independently and manage time effectively
• Cantonese or Mandarin language skills required

• Experience working in a fast-paced brokerage or lender environment

Additional Information:

• Competitive salary and performance-based bonuses
• Health, dental, vision, and retirement benefits
• Supportive leadership and a positive team culture
• Opportunity to serve the local community and work with multilingual clients
• Convenient location in Alhambra with access to major SGV business districts